I have always been a bit of a dreamer, refusing to adhere to a 9-5, salaried routine, and preferring to do something I enjoyed that enriched my quality of life, if not my bank account. I am fortunate that now I earn a pretty good living as a writer. That being said, the sudden loss of a big client, receiving a check for a kill fee instead of the full payment, or an unexpected car repair bill can suddenly make a big enough dent in my budget that I have to temporarily scrabble for extra income.
After the initial shock has passed, I have a set way of dealing with any unexpected downturn in my finances, and this plan has helped me to pay the bills in many difficult times.
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